The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money and give you peace of mind. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college.