The Other Sure Thing Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared? Related Content Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? Will Power Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.